AmBank Carz Platinum MasterCard

Feature Highlights

  • Up to 5% cashback on petrol of any brand
  • 1x CARz Point from retail transactions
  • 24 months 0% interest Easy Payment Plan
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Pay Less, Earn More!

  • With AmBank CARz Platinum MasterCard, you get 5% cashback per month with a cap RM80 if you make partial monthly repayments and 2% cashback per month with a cap RM20 if you make full monthly repayments. You also get 1x CARz point for every ringgit retail spending. It comes with AmProtector Insurance coverage of RM1,000,000 in the event of death or permanent disability. AmBank CARz Platinum MasterCard also offers a 24-month 0% Easy Payment Plan (EPP) for road tax, AmGeneral Insurance renewal and all participating merchants.

Fees and Charges

  • The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For The AmBank CARz Platinum MasterCard?

  • To apply for AmBank CARz Platinum MasterCard, you need to have a minimum monthly income of RM4,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AmBank Carz Gold Visa Card and BSN Gold Credit Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!

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Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Free for life)



  • 1x CARz Point for every RM1 spent


  • 1x CARz Point for every RM1 spent


  • 1x CARz Point for every RM1 spent


  • Lower of 5% cashback or RM80 per month (partial monthly repayments)
  • Lower of 2% cashback or RM20 per month (full monthly repayments)


  • 1x CARz Point for every RM1 spent

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free of charge for first 3 cards
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met