Alliance Bank Platinum Card

Great For Travelling, Collect Points Quickly

• Alliance Bank Platinum Card provide exclusive benefits to the cardholders Additional 3x Timeless Bonus Points (TBP) is rewarded for any overseas spending. Card holders will earn 1x TBP for petrol, grocery spending and 1x TBP for other spending locally. Moreover, convert your TBP into air miles; 1,000 Enrich Miles for every 6,000 TBP or 1,000 BIG Points for every 3,000 TBP. . Attractive balance transfer option is available, however 0% for 6 months for New to bank customer only. On top of that, participating merchants offer 0% per annum interest rate and there is no lost card liability upon reporting..

Fees and Charges

• The annual fee is Free for the 1st year, else, which can be waived from second year, with a minimum spending of RM5,000 or at least 12 card swipes in a year. otherwise, it’s RM438 for principal cardholders. You can make minimum monthly payment on your credit card if you are unable to make a full payment of your outstanding amount. The minimum you can pay is RM50 or 5% of outstanding amount. You will be charged RM10 or 1% of outstanding amount, up to a maximum of RM100 as late payment fee if you failed in making your payments on time. For prompt monthly payment on your credit card for 12 consecutive months your interest rate will be based on 15% per annum, prompt payment for at least 10 out of 12 months interest rate will be based on 17% per annum and if any of the above is not met the interest rate will be 18% per annum. Furthermore, the cash advance fee is RM15 or 5.0% of outstanding amount, whichever is higher.

Are You Eligible For The Alliance Bank Platinum Card?

• You need a minimum monthly income of RM5,000 and to be at least 21 years old for principal card holders and at least 18 years old for supplementary card holders to be eligible to apply for Alliance Bank Platinum Card.
• Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Alliance Bank Gold Credit Card and Citibank Platinum Credit Card, which may match your requirements.
• If you prefer to broaden your credit card search, review more Alliance Bank credit cards and start comparing today!

The above sources can be found at https://ringgitplus.com/en/