Affinbank Visa Signature Card

Feature Highlights

  • Why waste your time to key in the pin during payment? Tap your Affinbank Visa Signature Card to enjoy 3% cashback on contactless transactions.
  • Enjoy 1x AFFIN Rewards Point for every RM1 PIN-based and “card-not-present” transaction spent (
  • Receive payment terms from 6 to 36 months on any retail purchase. One-time interest rate starts from 2%.

Get 3% Cashback on every tap with Affinbank Visa Signature Card

  • The special credit card from Affinbank will give you 3% cashback whenever you make contactless retail transactions, without minimum spending amount. To perform a contactless transaction with your Affinbank credit card, simply tap the credit card in front of the Visa payWave contactless reader. However, please be noted that there’s an RM80 monthly cap for the cashback and the feature isn’t valid for government services and charity transactions.

Fees and Charges

  • For the first year, the card is free of charge. For the following years, there will be a RM150 charge. However, it can be waived when you spend minimum 12 times on retail transactions in a year while supplementary card holders will be charged RM100.

Are You Eligible For The Affinbank Visa Signature Card?

  • Anybody can apply for the Affinbank Visa Signature Card with a minimum annual income of RM48,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM150 for primary cards and RM100 for supplementary cards.


  • Enjoy 3% cashback every time you perform a contactless transaction – simply tap your Affinbank Visa Signature Card during payment!


  • For non-contactless transactions, enjoy 1x AFFIN Rewards Point for every RM1 PIN-based and “card-not-present” transaction spent (e-commerce, mail order phone, recurring & standing instruction).

Balance Transfer

  • Affin Bank Balance Transfer installment Plan offers low one-time upfront charges and payment terms up to 36 months. One-time interest is as low as 2%.

Card Information

      • Min. Monthly Income
      • Min. age for principal holder and supplementary holder
        21 and 18 years old above
  • Finance charges
    6 months 2% one-time upfront handling fee RM500
    12 months 4% one-time upfront handling fee RM1,000
    18 months 5% one-time upfront handling fee RM2,000
    24 months 6% one-time upfront handling fee RM2,000
    36 months 7% one-time upfront handling fee RM3,000