Affinbank Visa Basic Card

A basic card that empowers your spending habit and simplifies cash flow management – all at zero annual cost for life!
Say hello to ONE-TIME upfront interest for as low as 6% and a fixed repayment tenure when you borrow up to 90% of your credit limit.

The cash withdrawal refers to the cash advance for the credit cards. You can withdraw cash from your Affinbank Visa Basic account for up to 3 transactions per day. The maximum withdrawal limit is 25% of your credit limit or available credit limit, whichever is lower. Besides that, if you are not able to repay the withdrawal amount before the payment due date, the finance charge between 15% to 18% p.a. will be incurred on your Affinbank Visa Basic account.

If you’re looking for a basic credit card without expecting to pay the annual fee, Affinbank Visa Basic could be your choice. The annual fee is waived for life without any hidden charges or conditions.

Anybody can apply for the Affinbank Visa Basic Card with a minimum annual income of RM24,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.imoney.my/

You are bound to miss your credit card payment if you hold multiple cards at the same time. Consolidate all outstanding balance into one manageable sum with this balance transfer and make full use of the low upfront interest rate charges you get.

Select your desired payment duration from 6 months to as long as 36 months for your purchases with Affin Bank Easy Instalment Plan.

Finance charges

PAY OVER	WITH INTEREST RATE AT	WHEN YOU SPEND
6 months	2% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1,000
18 months	5% one-time upfront handling fee	RM2,000
24 months	6% one-time upfront handling fee	RM2,000
36 months	7% one-time upfront handling fee	RM3,000