AEON Gold Visa / MasterCard

Feature Highlights

  • Earn 1X Reward Point for every RM1 spent
  • Free Flight Travel Personal Accident up to RM1,000,000
  • Free access to KLIA Plaza Premium Lounge
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Earn Rewards for every Ringgit spent

  • Every RM1 you charge to your AEON Gold Card gives you 1 Reward point. Enjoy up to 50% discounts and great rewards from dining and holiday to fitness and beauty. Besides, you will also enjoy free access to KLIA Plaza Premium Lounge while waiting for your flight for up to 6x times a year with the following complimentary facilities: hot meals and beverages, massage chair, shower with amenities, high speed Internet access and local calls etc.

Fees and Charges

  • The annual fee for this card waived for the first year, and free for the subsequent years with a minimum of 12 transactions per year, otherwise is RM95. The annual fee for supplementary card is RM60. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you wish to do a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 0.00% rate for 6 months tenure.

Are You Eligible For AEON Gold Visa/MasterCard?

  • To apply for the AEON Gold Visa/MasterCard, you need a minimum income of RM3,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as AEON Gold Visa MasterCard and BSN Classic Credit Card-i, which may match your requirements.
  • If you prefer to broaden your credit card search, review more AEON credit cards and start comparing today!

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Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM95.00 (First year annual fee waived)



  • Earn 1x Reward Point for every RM1 spent


  • Earn 1x Reward Point for every RM1 spent


  • Earn 1x Reward Point for every RM1 spent
  • Free Access to Plaza Premium Lounge in KLIA
  • Great discounts on room rates at participating hotels


  • Earn 1x Reward Point for every RM1 spent


  • Earn 1x Reward Point for every RM1 spent

Card Information

  • Min. Monthly Income
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met