Affinbank Visa Signature Card – MyFinance

Affinbank Visa Signature Card

Feature Highlights

Why waste your time to key in the pin during payment? Tap your Affinbank Visa Signature Card to enjoy 3% cashback on contactless transactions.
Enjoy 1x AFFIN Rewards Point for every RM1 PIN-based and “card-not-present” transaction spent (
Receive payment terms from 6 to 36 months on any retail purchase. One-time interest rate starts from 2%.

Benefits & Features

Get 3% Cashback on every tap with Affinbank Visa Signature Card

The special credit card from Affinbank will give you 3% cashback whenever you make contactless retail transactions, without minimum spending amount. To perform a contactless transaction with your Affinbank credit card, simply tap the credit card in front of the Visa payWave contactless reader. However, please be noted that there’s an RM80 monthly cap for the cashback and the feature isn’t valid for government services and charity transactions.

Fees and Charges

For the first year, the card is free of charge. For the following years, there will be a RM150 charge. However, it can be waived when you spend minimum 12 times on retail transactions in a year while supplementary card holders will be charged RM100.

Are You Eligible For The Affinbank Visa Signature Card?

Anybody can apply for the Affinbank Visa Signature Card with a minimum annual income of RM48,000. The individual must be at least 21 years old and above to hold a primary card and 18 years old above for a supplementary card.

The above sources can be found at https://www.imoney.my/

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

RM150 for primary cards and RM100 for supplementary cards.

Redeem Rewards

Cashback

Enjoy 3% cashback every time you perform a contactless transaction – simply tap your Affinbank Visa Signature Card during payment!

Points

For non-contactless transactions, enjoy 1x AFFIN Rewards Point for every RM1 PIN-based and “card-not-present” transaction spent (e-commerce, mail order phone, recurring & standing instruction).

Balance Transfer

Affin Bank Balance Transfer installment Plan offers low one-time upfront charges and payment terms up to 36 months. One-time interest is as low as 2%.

Borrow Privileges

Card Information

- - Min. Monthly Income
    
    RM4,000
  - Min. age for principal holder and supplementary holder
    
    21 and 18 years old above

Finance charges

PAY OVER	WITH INTEREST RATE AT	WHEN YOU SPEND
6 months	2% one-time upfront handling fee	RM500
12 months	4% one-time upfront handling fee	RM1,000
18 months	5% one-time upfront handling fee	RM2,000
24 months	6% one-time upfront handling fee	RM2,000
36 months	7% one-time upfront handling fee	RM3,000