OCBC Cashflo MasterCard – MyFinance

OCBC Cashflo MasterCard

Feature Highlights

Enjoy annual fee waiver for first 3 years and let it converts your shopping expenses into a 0% installment plan.
Earn 0.5% unlimited cash rebate on your total retail spending with OCBC Cashflo MasterCard, no minimum spending is required!
Convert a minimum of RM500 into a 0% Auto-IPP (Installment Payment Plan) to enjoy low and affordable monthly installment up to 12 months.

Benefits & Features

0% Auto-IPP

So…you have purchased a big-ticket item but do not have enough cash to repay your credit card. What’s more, the 20-day interest free period is almost running out! Don’t fret as OCBC Cashflo MasterCard is equipped with a 0% Auto-IPP (Installment Payment Plan) with minimum spending of RM500. You can select to repay your outstanding balance in 3, 6 or 12-month installments; the longer the tenure, the smaller the installment amount.

Fees and Charges

RM188 will be charged for primary card holders. It will be free during the first 3 years for new customers and those who don’t own any OCBC card for 12 months whereas RM68 will be charged for supplementary card holders.

Are You Eligible For The OCBC Cashflo Master Card?

Anybody can apply for the OCBC Cashflo Master Card. The individual must be at least 21 years old and above to hold a primary card. Supplementary card applicants must be age 18 and above.

The above sources can be found at https://www.ocbc.com.my/group/group-home.html

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

RM188

Redeem Rewards

Cashback

Earn 0.5% unlimited cash rebate on your total retail spending with OCBC Cashflo MasterCard, no minimum spending is required!

Travel

Travel the world with peace of mind. Just reach out to OCBC 24-hour concierge at 1800-80-6429 to take advantage of a personalized service that answers all your travel queries.

Auto Bill Payment

Simplify all your service and utility bill payments via OCBC PayMaster for more convenience. All you have to do is register your OCBC Cashflo MasterCard as a primary payment tool and let your credit card does all your bill payment on time via auto debit.

Borrow Privileges

Card Information

- - Min. Monthly Income
    
    RM3,000
  - Min. age for principal holder
    
    21 and above
  - Min. age for supplementary holder
    
    18 and above

Fee for supplementary holder

RM68