Public Bank AIA Visa Gold Card

A gold cashback credit card that gives unlimited 0.2% cash rebate on AIA Insurance Premium payments.
Enjoy 0.1% Cash MegaBonus on your retail purchases.
Enjoy low and competitive interest rate starting from 0% p.a. with flexible repayment terms of your choice with Public Bank credit card instalment plans.

With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. one month after the successful EPP conversion. First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card installment plan for purchases made at non-participating merchants at a small fee. But if you’re hurry, you can enjoy a 0% p.a. interest on your EPP conversion amount – always check out on Public Bank credit card promotions!

It is free for life for both primary and supplementary card holders without any conditions!

Anybody can apply for the Public Bank AIA Visa Gold Card if you are earning a minimum annual income of RM24,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.pbebank.com/

Pay for your AIA insurance premium with Public Bank AIA Visa Gold and earn 0.2% cash rebate, capped at RM100 per year. Also, when you swipe on retail purchases locally and overseas, get a 0.1% unlimited Cash MegaBonus!

Until 30 September 2021, get 15% cashback when you spend minimum RM50 on contactless transactions (Visa PayWave). Kindly SMS to participate “PBPW<space>16-digit Principal PB Visa Credit Card number to 66300”. Transactions such as auto-debits, utilities, insurance premiums, government and charity-related payments are not included for this cashback. Terms and conditions apply.

Take advantage of savings and flexibility when you transfer your outstanding credit card debts to Public Bank credit card to benefit from a low one-time upfront interest starting from 1.5%.

Finance charges

PAY OVER	WITH INTEREST RATE AT	WHEN YOU SPEND
6 months	1.5% one-time upfront handling fee	RM1,000
9 months	2% one-time upfront handling fee	RM2,000
12 months	3% one-time upfront handling fee	RM1,000
24 months	5.5% one-time upfront handling fee	RM2,000
36 months	7% one-time upfront handling fee	RM3,000
48 months	9.5% one-time upfront handling fee	RM5,000