Public Bank Visa Platinum

Feature Highlights

  • Earn up to 0.2% unlimited Cash MegaBonus on retail spending, annual fee waiver, free travel insurance and more.
  • Get 30% cashback when you spend minimum RM100 on contactless transactions (Visa PayWave)
  • Get 50% off Will and Wasiat writing service fee.

Free Travel Insurance

  • Suitable for those whose line of works entail business traveling and anyone who is fond of traveling, Public Bank Visa Platinum credit card is equipped with a complimentary travel insurance plan that includes a claim for inconveniences such as flight delayed, luggage lost/delayed etc. To qualify for this free travel insurance coverage of up to RM500,000, all you need to do is make a full travel arrangement such as purchasing flight tickets with your Visa Platinum credit card. Voila! Never have to worry again.

Fees and Charges

  • RM333 for primary card holders while the first year is free. However, it can be waived when you swipe 12 times for subsequent years. On the other hand, we charge RM150 for supplementary card holders.

Are You Eligible For The Public Bank Visa Platinum Card?

  • Anybody can apply for the Public Bank Visa Platinum Card if you are earning a minimum annual income of RM50,000 and is above 21 years old to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.pbebank.com/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

Cashback

  • Unlimited 0.2% Cash MegaBonus is yours for every Ringgit spent on retail purchases locally and overseas. Getting cashback every month is easy as there is no limit to the credit card usage! Until 30 September 2021, get 30% cashback when you spend minimum RM100 on contactless transactions (Visa PayWave). Kindly SMS to participate “PBPW<space>16-digit Principal PB Visa Credit Card number to 66300”. Transactions such as auto-debits, utilities, insurance premiums, government and charity-related payments are not included for this cashback. Terms and conditions apply.

Travel

  • Travel with peace of mind when full travel fares charged to Public Bank Visa Platinum as you can automatically be covered with a travel insurance up to RM500,000. Coverage will include claim for inconveniences caused by luggage delay, luggage loss, flight delay etc.

Premium

  • Get covered up to USD200 with e-Commerce Purchase Protection programme when you make online purchases, subject to terms and conditions. Get 50% off Will and Wasiat writing service fee.

Card Information

      • Min. Monthly Income
        RM4,166.67
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    RM333 for primary card holders with the first year bring free. However, it can be waived when you swipe 12 times for subsequent years. On the other hand, we charge RM150 for supplementary card holders.