AmBank UnionPay Platinum Credit Card

Feature Highlights

  • Get 2x free access to airport lounge.
  • Earn up to 5x reward points for spending overseas.
  • Receive a 30% discount on gold with AmBank UnionPay Platinum credit card.

Upgrade Your Travel Styles

  • Whether for business or holiday purposes, anyone who travels frequently will benefit greatly from holding an AmBank UnionPay Platinum Credit Card. Use your AmBank UnionPay Platinum credit card to pay for every retail purchase when you’re overseas and you’ll be surprised to see that for every Ringgit swiped, you earn 5x AmBonus Points.

The Travel Benefits

  • On top of allowing you to collect points faster (5x AmBonus Points for every RM1 overseas spend), this first local bank-issued UnionPay Platinum card gives you more travel benefits such as Complimentary Access to Plaza Premium Lounge. Experience the premium service, privacy and comfort of the airport lounge where you can unwind and recharge yourself with food, drinks, entertainments, personal grooming and many more for 3 hours. Get 2x complimentary access per year to Plaza Premium Lounge at over 27 major airports worldwide when you spend minimum RM500 on retail purchases before or after accessing the lounge. If you’re traveling with a partner or in a group, they are entitled to a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas.

Are You Eligible For The AmBank UnionPay Platinum Credit Card?

  • Anybody can apply for the AmBank UnionPay Platinum Credit Card if you are earning a minimum annual income of RM60,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.ambank.com.my/eng/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

Entertainment

  • Get 2x free access to Plaza Premium Lounge at over 27 major airports worldwide.

Travelling

  • If you’re traveling with a partner or in a group, they are entitled to a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas.

Dining

  • Up to 50% off on dining, complimentary birthday cake and buffet at all 15 participating Club Marriott Malaysia and 20% off on Best Available Rate (min. spend RM30,000 per year)

Card Information

      • Min. Monthly Income
        RM5,000.00
      • Min. age for principal holder
        21 and above
      • Min. age for supplementary holder
        18 and above
  • Fee for supplementary holder
    RM250
  • Finance charges
    3% p.a. – no one-time upfront handling fee with a minimum spent of RM500 for 6 months
    4% p.a. – no one-time upfront handling fee with a minimum spent of RM2,000 for 12 months
    5% p.a – no one-time upfront handling fee with a minimum spent of RM4,000 for 18 months
    6% p.a – no one-time upfront handling fee with a minimum spent of RM5,000 for 24 months