Citi Clear Mastercard

Most Cash Back All Year Long

• Citi Clear Mastercard provides various opportunities to enjoy several benefits that fits in your daily life. The main features of this card are Flexi payment plan, the cash advance and the balance transfer via Installment. With the Citibank Easy Pay Plan, you can now convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months. Not only that, you are also entitled to the balance transfer plans where you are allowed to transfer your outstanding balance to a brand new Citibank credit card while converting your debts to easy to manage monthly repayments for up to 36 months.

Fees and Charges

• The annual fee is RM90 for principal card holders and RM60 for supplementary card holders. If you are unable to pay off your whole outstanding amount that you have used, you have a choice to make at least a minimum payment of RM50 or 5% of your outstanding amount. You will be charged late payment fee of RM10 or 1% outstanding amount, up to a maximum of RM100 if you have failed to make your payments on time or before the due date of your payment. The free interest period is 20 days from the statement date and it is applicable only for card member who pays in full on or before the payment due date. Besides that, for cash withdrawal you will be charged RM20 or 5% of withdrawn amount as cash withdrawal fees. The interest rate is based on 18% for cash withdrawals with a daily maximum cash withdrawal up to RM10, 000.

Are You Eligible For The Citi Clear Mastercard?

• Anybody can apply for the Citi Clear Mastercard if you are earning a minimum annual income of RM24,000 and is 21 years old and above to apply as principal card holder and to be at least 18 years old for holding a supplementary card.

The above sources can be found at https://www.citibank.com.my/index.htm