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Hong Leong American Express Classic

Hong Leong American Express Classic

Feature Highlights

  • Up to 2x Reward Points from retail spending
  • American Express exclusive travel privileges and preferential foreign exchange rate on outward remittances
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Benefits & Features

Luxury At Its Best.

  • Apart from giving away 1 Reward Point for every RM 1 spent on all retail purchases, Hong Leong American Express Platinum awards 2 Reward Points for all overseas bargains. With this card, you will be able to enjoy superior service from a selection of luxury hotels worldwide and exquisite feasting experience both locally and abroad. It also comes with a variety of travel insurance coverages including Air Travel Accident, Overseas Personal Accident, Travel Inconvenience and Home and Auto Assist Services.

Fees and Charges

  • The annual fee for principal card is RM848 and RM424 for supplementary card. The Rewards Points will expire on the 31st of December 2015. Goods and Services Tax (GST) is included in the annual fee. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The Hong Leong American Express Platinum

  • To apply for Hong Leong American Express Platinum, you need a minimum income of RM5,000 and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Hong Leong Platinum Credit Card and Maybank American Express Platinum, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Hong Leong credit cards and start comparing today!

The above souces can be found at https://ringgitplus.com/en/

Fees & Charges

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM160.00 (Free with 12 card swipes in a 12 month period)

 

Redeem Rewards

Dining

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Groceries

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Shopping

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Petrol

  • 1 Reward Point for every RM1 spent

Entertainment

  • 2 Reward Points for every RM1 spent overseas
  • 1 Reward Point for every RM1 spent locally

Borrow Privileges

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    RM40
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above are not met

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