CIMB PETRONAS Platinum

Feature Highlights

  • Earn up to 7% petrol cashback at all PETRONAS petrol stations
  • Get discounts and cashback at participating merchants
  • 0.2% cash back on other retail spending
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Cash Back for Petrol!

  • Earn up to 7% petrol cashback when you pump petrol at any PETRONAS petrol stations on with statment balance of RM 3000 above with the CIMB PETRONAS Platinum Credit Card 3% cash back for statment balance less than RM 3000 Besides, you get a 0.2% cash back every month for other retail spend. In addition to that, this card comes with a complimentary CIMB Touch ‘n’ Go Zing card which makes this a perfect card for someone who is constantly on the go.Up to RM1 Million Travel Insurance Coverage, Receive automatic travel insurance coverage when you charge the full fare of your airline tickets to your CIMB Petronas Platinum Credit Card

Fees and Charges

  • There is no annual fee for this card and it is free for life. However, there is an annual fee of RM70 for the supplementary card starting on the second year. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months.

Are You Eligible For The CIMB PETRONAS Platinum

  • To apply for CIMB PETRONAS Platinum Card, you need a minimum income of RM4,000 and to be at least 21 years old for principal holder and at least 18 years old for supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Infinite Card and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.
  • If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Dining

  • 0.2% cashback every month

Utilities

  • 0.2% cashback every month

Shopping

  • 0.2% cashback every month

Petrol

  • upto 7% cashback on the at ALL Petronas petrol stations nationwide with statement balance RM 3000 and above
  • 3% cashback otherwise

Groceries

  • 0.2% cashback every month on retail spend

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    Free for life
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met