OCBC World MasterCard

Feature Highlights

  • 1.2% cashback on retail transactions for monthly spending up to RM1,000
  • 0.6% cashback on retail transactions for subsequent monthly spending above RM1,000
  • Personal Accident Insurance Coverage with coverage of up to RM2,000,000
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Cashback and Concierge

  • As an OCBC World Mastercard holder, you will get 1.2% cashback every month for spending up to RM1,000 and 0.6% cashback every month for subsequent spending above RM1,000. The cashback is for all retail transactions across dining, groceries, entertainment, shopping and petrol. You will also be entitled to 24-hour concierge services to any of your enquiries.

Fees and Charges

  • The annual fee for this card is waived for the first year, then RM388 annually for the principal holder and RM188 for the supplementary holder with no fee waiver. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criterias above are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The OCBC World MasterCard?

  • To apply for OCBC World MasterCard, the minimum monthly income required is RM5000 and to be at least 21 years or older as the principal holder and 18 years or older as the supplementary holder.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Titanium MasterCard and UOB PRVI Miles Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more OCBC credit cards and start comparing today!

The above sources can be found at https://www.imoney.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Waived for 1st 3 years and RM388 for subsequent years )

 

Dining

  • 1.2% cashback every month for spending up to RM1,000
  • 0.6% cashback every month for subsequent spending above RM1,000

Entertainment

  • 1.2% cashback every month for spending up to RM1,000
  • 0.6% cashback every month for subsequent spending above RM1,000

Shopping

  • 1.2% cashback every month for spending up to RM1,000
  • 0.6% cashback every month for subsequent spending above RM1,000

Petrol

  • 1.2% cashback every month for spending up to RM1,000
  • 0.6% cashback every month for subsequent spending above RM1,000

Groceries

  • 1.2% cashback every month for spending up to RM1,000
  • 0.6% cashback every month for subsequent spending above RM1,000

Card Information

  • Min. Monthly Income
    RM8,333.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    188
  • Finance charges
    15% p.a. – prompt payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met