Mach Visa Credit Card

Feature Highlights

  • Up to 10% cashback on retail spending
  • Flexibility to change between 12 categories
  • Annual fee waiver with minimum 12 swipes per annum
Apply Now

Cashback Everywhere!

  • The Mach Visa Credit Card gives you up to 10% cashback on retail spending across entertainment, dining, shopping, groceries and insurance/health for every RM1 spent with the participating partners. You are entitled to 10% cashback at cinemas and 2% cashback at selected bars and clubs. At selected dining venues, you will get 5% cashback. For shopping, you will get a 2% cashback at retail shopping and groceries and 1% cashback on online shopping. Even in insurance/health there will be a 2% cashback with selected providers.

Fees and Charges

  • The annual fee for this card is free with a minimum of 12 card swipes in a 12 month period. The interest charges are at 15% p.a. for prompt payments for 12 consecutive months, or 17% p.a. for prompt payments for at least 10 months out of 12 months. If the above interest criteria are not met, the interest charge is at 18% p.a. Late payment charges will be either the higher of RM10 or 1% of outstanding amount up to a maximum of RM100.

Are You Eligible For The Mach Visa Credit Card?

  • You need to have a minimum income of RM2,000 and to be at least 21 years old to apply for this card. Application requirement for the supplementary cardholder will only require the individual to be at least 18 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Mach Signature Credit Card and Hong Leong American Express Classic, which may match your requirements.
  • If you prefer to broaden your credit card search, review more Mach credit cards and start comparing today!

The above sources can be found at https://ringgitplus.com/en/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free (Free with a minimum of 12 card swipes in a 12 month period)

 

Dining

  • 5% cashback for every RM1 spent

Entertainment

  • 10% cashback for every RM1 spent at cinemas
  • 2% cashback for every RM1 spent in selected bars and clubs

Shopping

  • 2% cashback for every RM1 spent
  • 1% cashback for every RM1 spent online

Insurance / Health

  • 2% cashback for every RM1 spent

Groceries

  • 2% cashback for every RM1 spent at selected groceries

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    RM0
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met