Standard Chartered WorldMiles World Mastercard

Collect Points For More Vacations!

•  Standard Chartered WorldMiles World Mastercard rewards the cardholders with “WorldMiles points” that can be exchanged for Air Miles, with 3 points for every RM2 spent overseas and 1 point for every RM3 spent locally. The rewards points apply to spending on petrol, groceries, shopping, dining and entertainment. The types of Air Miles that you can get are Enrich Miles, KrisFlyer Miles, Asia Miles and AirAsia BIG Points. This card allows you to have free access to Plaza Premium Lounge in KLIA and KLIA2; and get up to RM80 CashBack on your Airport Limousine or KLIA Ekspres ride home when you return from overseas travel, by performing 3x overseas transactions in the past 30 days.

Fees and Charges

• This card comes with an annual fee of RM636 which is waived with spend at least RM60,000 per annum from the year before on the principal card. For the supplementary cardholder, there will be no annual fee charged for this card. The finance charges that come with this card is the standard tiered rate in Malaysia whereby to allow you to enjoy the lowest tier of 15% per annum, you will need to make prompt payment for 12 straight months. If you missed the payment by one or two times, a finance charge of 17% per annum will be charged on your outstanding balance. Anything other than that, will see you incurring 18% per annum finance charge. Late payment penalty of RM10 or 1% of the oustanding amount, whichever one is higher (with a maximum of RM100).

Are You Eligible For The Standard Chartered WorldMiles World Mastercard

• You will need a minimum income of RM7,500 and to be at least 21 years old to apply for Standard Chartered WorldMiles Mastercard. For the supplementary cardholder, you will need to be at least 18 years old to apply for the card.

The above sources can be found at https://ringgitplus.com/en/