UOB Preferred Platinum – MyFinance

UOB Preferred Platinum

Feature Highlights

Up to 2x UNIRinggit Reward Points from retail transactions

Benefits & Features

All The Benefits You Can Ever Have!

UOB Preferred Platinum will flood you with deals and discounts. With every RInggit spent on overseas retail bargains, you will be awarded with 2 UNIRinggit Reward Points and 1 UNIRinggit Reward Points for local transactions. As for petrol, 1% cashback will be given on transactions at BHPetrol. On top of that, you are entitled to exclusive access into the Plaza Premium Lounge, discounts at selected restaurants and 0% interest education installment plan. This card comes with Personal Insurance as well.

Fees and Charges

The annual fee for principal card is RM198 and RM30 for supplemantary card. The cashback limit is RM400 and the Reward Points will expire in 3 years’ time. Other than that, by settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum.

Are You Eligible For The UOB Preferred Platinum Card?

To apply for UOB Preferred Platinum Card, you need a minimum monthly income of RM5,000 and to be at least 21 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB One Card Platinum and Public Bank Platinum MasterCard Credit Card, which may match your requirements.
If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!

The above sources can be found at https://ringgitplus.com/en/

Fees & Charges

Flexibility Fee and Charges

Interest Rate

15% p.a.
Annual Fee

RM198.00

Redeem Rewards

Dining

2 UNIRinggit Reward Points for every RM1 spent overseas
1 UNIRinggit Reward Point for every RM1 spent locally

Entertainment

2 UNIRinggit Reward Points for every RM1 spent overseas
1 UNIRinggit Reward Points for every RM1 spent locally

Shopping

2 UNIRinggit Reward Points for every RM1 spent overseas
2 UNIRinggit Reward Points for every RM1 spent on duty free products
1 UNIRinggit Reward Point for every RM1 spent locally

Petrol

1% cashback at BHPetrol every month

Groceries

1 UNIRinggit Reward Point for every RM1 spent

Borrow Privileges

Card Information

Min. Monthly Income

RM5,000.00
Min. age for principal holder

21 and above
Min. age for supplementary holder

18 and above

Fee for supplementary holder

RM30

Finance charges

15% p.a. – prompt minimum payment for 12 consecutive months
17% p.a. – prompt payment for at least 10 out of 12 months
18% p.a – if any of the above is not met