BSN Classic Card-i

Feature Highlights

  • Earn up to 2 BSN Happy Rewards points with retail spending
  • Complimentary Travel Accident Insurance with coverage of up to RM300,000
  • Complimentary BSN Zing PLUSMiles Card
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Get Rewarded Locally and Internationally!

  • Get 1 BSN Happy Rewards point for every RM1 transaction that you perform with this card on your local retail purchases. For overseas retail purchases, you can double up your points for every RM1 spent (after converting into RM). A complimentary BSN Zing PLUSMiles card is also linked to this card. On top of that, there is an insurance (protection) plan for the cardholder with the protection coverage mainly on travel accident insurance and travel inconvenience benefits when full airfare is charged to this card.

Fees and Charges

  • The annual fee for this card is waived for life. With minimum monthly repayment (5% of the outstanding balance or the minimum amount that is set by the card issuer), a government employee will enjoy a finance charge from 11% p.a. while a non-government employee will enjoy a finance charge from 13.5% p.a. A late payment penalty of RM5 or 1% of the outstanding balance (depending on which is higher, up to a maximum of RM50) will be charged if you do not make the minimum monthly payment before the due date. All these charges are inclusive of the 6% GST, effective 1 April 2015. Are You Eligible For The BSN Classic Card-i? You will need to be at least 21 years old (for principal cardholder) or 18 years old (supplementary cardholder) and have a minimum monthly income of RM2,000 to apply for the BSN Classic Card-i.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as BSN Classic Credit Card and Bank Islam Classic Card-i, which may match your requirements.
  • If you prefer to broaden your credit card search, review more BSN credit cards and start comparing today!

The above sources can be found at https://ringgitplus.com/en/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Dining

  • 2 BSN Happy Rewards points for every RM1 spent dining overseas
  • 1 BSN Happy Rewards points for every RM1 spent dining locally

Entertainment

  • 2 BSN Happy Rewards points for every RM1 spent for entertainment overseas
  • 1 BSN Happy Rewards points for every RM1 spent for entertainment locally

Shopping

  • 2 BSN Happy Rewards points for every RM1 spent for shopping overseas
  • 1 BSN Happy Rewards points for every RM1 spent for shopping locally

Petrol

  • 1 BSN Happy Rewards points for every RM1 spent for petrol

Groceries

  • 2 BSN Happy Rewards points for every RM1 spent for groceries overseas
  • 1 BSN Happy Rewards points for every RM1 spent for groceries locally

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    Free for life
  • Finance charges
    11% p.a. – prompt payments for 12 consecutive months
    13.5% p.a. – prompt payment of at least 10 out of 12 months
    17.5% p.a. – if the above are not met