CIMB Visa Signature

Feature Highlights

  • 2x Bonus Points from overseas retail spending
  • Year-long discounts at over 500 participating merchants
  • Complimentary Plaza Premium Lounge access
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More Points When You Spend

  • With the CIMB Visa Signature credit card, you can earn great rewards of 2x bonus points from your overseas retail spending on entertainment, groceries, shopping and petrol (points deemed expire in three years). Accumulated bonus points could be used to redeem exclusive merchandise and gifts from CIMB bank’s members rewards catalogue. In addition to that, you get to enjoy year-long discounts at over 500 dining, retail and lifestyle merchants and 2 times complimentary access to Plaza Premium Lounge when you are in the airport. Travel with ease as the dedicated CIMB Premier travel desk with sort out all of your travel needs. Besides, this card gives you a complimentary 1-night stay at featured hotels with up to 75% discount on 55,000 hotels worldwide. Other than that, special offers and arrangement awaits you with travel, shopping and golfing privileges. The card issuance within 1 hour means that you could almost immediately get to enjoy all the benefits as soon as you apply.

Fees and Charges

  • The annual fee is free for life. By settling your payments promptly on time (this means settling the minimum payment, 5% of the outstanding balance or RM50 whichever is higher) you get to enjoy a low finance charge of 15% per annum. As for the late payment charges, amount charged will be 1% of the outstanding balance or RM10 (whichever is higher), capped to a maximum of RM 100. Also, if you are looking to conduct a balance transfer, there is a minimum transfer amount of RM 1,000 and comes with a 5.99% rate for the 6 months tenure and 7.99% for a tenure of 12 months. Reward points expire after 3 years.

Are You Eligible For The CIMB Visa Signature Card

  • To apply for CIMB Visa Signature Credit Card, you need a minimum income of RM5,000 and to be at least 21 years old.
  • Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB World MasterCard and AmBank World MasterCard, which may match your requirements.
  • If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!

The above sources can be found at https://www.cimb.com.my/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    Free

 

Dining

  • 2x Bonus Points with every RM1 spent overseas
  • 1x Bonus Points with every RM1 spent locally

Entertainment

  • 2x Bonus Points with every RM1 spent overseas
  • 1x Bonus Points with every RM1 spent locally

Shopping

  • 2x Bonus Points with every RM1 spent overseas
  • 1x Bonus Points with every RM1 spent locally

Petrol

  • 2x Bonus Points with every RM1 spent overseas
  • 1x Bonus Points with every RM1 spent locally

Groceries

  • 2x Bonus Points with every RM1 spent overseas
  • 1x Bonus Points with every RM1 spent locally

Card Information

  • Min. Monthly Income
    RM5,000.00
  • Min. age for principal holder
    21
  • Min. age for supplementary holder
    18
  • Fee for supplementary holder
    Free for life
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met