Standard Chartered JustOne Platinum Mastercard

Cashback up until 15%

• Enjoy greater savings on your auto bill payments, online purchases and petrol today. Get more than RM1,000 cashback a year on all your daily spends and receive exclusive deals with the all-new JustOne Platinum Mastercard credit card. The cashback that you are entitled to when you spend on auto bill payments, online purchases and petrol with this card can go as high as 15%. To enjoy the lowest rate of cashback at 5% on your petrol spending, you must spend at least RM1,000 in total but the rebate that you get to enjoy is capped at RM12 per month. Only when your total spending is RM1,000 to RM1,500, the cashback that you get to enjoy will be 10%. Maximum rebate that you can enjoy will be RM28 per month. For 15% cashback on your petrol spending, your total spending will need to be at least RM2,500 with a maximum rebate of RM85 per month.

Fees and Charges

• The annual fee that comes with this card is RM265 for the principal cardholder. Effective 1 August 2018, subsequent years will be waived upon minimum spend of RM20,000 per year on the principal card. There is no annual fee for supplementary cardholder as this card is not available as a supplementary card. For interest rates, when you make a prompt monthly repayment for 12 months, you will enjoy a 15% per annum interest charge on your outstanding balance. However, if your prompt monthly repayments is only for 10 of the last 12 months, a 17% per annum interest rate will be charged to your remaining balance. 18% per annum interest rate will apply if you miss your monthly repayments by more than twice a year. Missing on your monthly repayments will result in a late payment charge which is RM10 or 1% of oustanding amount depending on which is higher until up to a maximum of RM100.

Are You Eligible For The Standard Chartered JustOne Platinum Mastercard?

• The minimum monthly income requirement for is RM2,000 with a minimum age requirement of 21 years old.