RHB Cash Back Credit Card

Feature Highlights

  • Up to 10% cashback for Online Dining & Groceries Delivery
  • 5% Cash Back on Petrol, Dining, Utility, Grocery
  • Up to 0.2% cashback for other retail spending
Apply Now

RHB CASH BACK CARD

  • The RHB Cash back card provides you cash back for you daily spending. You can get up to 10% cash back on your online Dining & Grocery (Delivery) and cash back up to 5% on petrol, utilities and dining,if your total monthly spending exceeds RM2,501. If your monthly spending is between RM1,501 and RM2,500, you will get 2% cash back for these categories and if your monthly spending is between RM500 to RM1,500, you can get 1% cash back. Besides that, you can get 0.2% cash back for other retail spending with a minimum total monthly spending of RM500.

Fees and Charges

  • Annual for the first year is waived and for subsequent years, the annual fee (inclusive of Sales and Services Tax) for principal card holders is RM74.20 and for supplementary card holder is RM42.40. If you do not make your payment on time, you will incur a late payment fee of RM10 or 1% of outstanding amount, up to a maximum fee of RM100. You can make a minimum monthly payment of RM50 or 5% of your outstanding amount if you are unable to make full payment of your outstanding balance. For cash withdrawal, you can withdraw up to RM5,000 and a fee of 5% of withdrawn amount or RM15 will be charged as cash withdrawal fee. Interest rate for cash withdrawal is 18% per annum. If you make your payment for RHB Cash Back Credit Card for 12 consecutive months, you can get an interest of 15% per annum. If you have made payment for 10 out of 12 months, you will get an interest of 17% per annum and you will get 18% per annum if both criteria were not fulfilled.

Are You Eligible For RHB Cash Back Credit Card?

  • To be a principal card holder for RHB Cash Back Credit Card, you need to be at least 21 years old and earn a minimum monthly income of RM2,000. You need to be at least 18 years old to be a supplementary card holder.Looking for more options to choose from?
  • Our credit card experts, also recommend you to check out other similar credit cards such as RHB Rewards Credit Card and Standard Chartered WorldMiles Card, which may match your requirements.
  • If you prefer to broaden your credit card search, review more RHB credit cards and start comparing today!

The above souces can be found at https://ringgitplus.com/en/

Flexibility Fee and Charges

  • Interest Rate
    15% p.a.
  • Annual Fee
    RM74.20 (Free for the first year)

 

Dining

  • 10% cash back (on all online dining & grocery (delivery) if total monthly spending is RM2,501 and above)
  • 2% cash back (on all online dining & grocery (delivery) if total monthly spending is between RM1,501 and RM2,500)
  • 2% cash back (on all online dining & grocery (delivery) if total monthly spending is between RM1,501 and RM2,500)

Utilities

  • 5% cash back (on all utilities if total monthly spending is RM2,501 and above)
  • 2% cash back (on all utilities if total monthly spending is between RM1,501 and RM2,500)
  • 1% cash back (on all utilities if total monthly spending is between RM500 and RM1,500)

Shopping

  • 0.2% cash back (on all other retail spending)

Petrol

  • 5% cash back (on all petrol statations if total monthly spending is RM2,501 and above)
  • 2% cash back (on all petrol stations if total monthly spending is between RM1,501 and RM2,500)
  • 1% cash back (on all supermarkets if total monthly spending is between RM500 and RM1,500)

Groceries

  • 5% cash back (on all groceries if total monthly spending is RM2,501 and above)
  • 2% cash back (on all groceries if total monthly spending is between RM1,501 and RM2,500)
  • 1% cash back (on all groceries if total monthly spending is between RM500 and RM1,500)

Card Information

  • Min. Monthly Income
    RM2,000.00
  • Min. age for principal holder
    21 and above
  • Min. age for supplementary holder
    18 and above
  • Fee for supplementary holder
    RM42.40
  • Finance charges
    15% p.a. – prompt minimum payment for 12 consecutive months
    17% p.a. – prompt payment for at least 10 out of 12 months
    18% p.a – if any of the above is not met