MyFinance is Malaysia's first Financial MarketPlace.
Borrow and lend money on your terms.

Our Mission

MyFinance MarketPlace's mission is to provide a platform of access between willing lenders and responsible borrowers to loans with affordable interest rates, earned by you and the community, loans at terms set by you, not a bank. Loans made available to most people, and not just for the prime market segment; Loans which include different interest rates for different risk category of borrowers, example for people with little or no credit history. Mainstream financial institutions have neglected this group of borrowers due to their lack of solid credit rating. Excluded from mainstream access to credit, those customers are left either with no or low credit options such as advance salary or resort to borrowing from unlicensed money lenders with exorbitant interest charges. By the use of this platform and technology, MyFinance MarketPlace is driven to bridge this gap and to provide a platform where borrowers and lenders can meet to decide on loans at a fair and sustainable rate to both the prime and non-prime market segment.

We believe in building a community of strong individual financial responsibility, progressive and economically adaptable, but also in coming together to support each other and our community. If you're ready for the challenge, and the greatest opportunity to change the way banks’ operate loans, and make Malaysia for the better you’ve ever had, join our initiative and speak to us.
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Funding Purpose

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Restructure loans / Consolidate credit card debts

Restructure and consolidate your high interest loans into one loan with a great rate could save you a huge amount of interest. MyFinance prioritize your needs and goals, and we understand how costly it is when debt is spiralling out of control.


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Micro business financing

For business owners needing loans, whether for working capital or business expansion, or in some cases when a business doesn’t yet have a proven track record, turning to MyFinance may be the only right answer you’ve been searching for.


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Charity

With thousands of charitable organizations competing for donations, it’s important to make sure your money is being channelled directly to the cause you want to support and making sure the charity is receiving your donation. In MyFinance MarketPlace, you can donate directly to the charitable organization without going through any middle agents.


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Medical

Financial institutions or banks do not have medical loans. However, many Malaysians have angel hearts and are willing to fund your medical procedure if only they know who you are and how to reach you. And of course, funding with rates of an angel’s heart.


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Wedding or celebration loans

Wedding is a special occasion and can be one of the most important celebrated event of your life, but paying for it can often be expensive. MyFinance provide access to loans through our MarketPlace that potentially offer better rates than banking loans.

How MyFinance MarketPlace Works

Be a borrower or lender in MyFinance MarketPlace. A platform where lenders can meet borrowers
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Sign up and Register

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Username, financing purpose & amount, age state and occupation. General information does not include personal information such as real name, telephone number, email or credit report
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Borrower's general information will appear in listing page

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Interested lenders will send borrowers an authorized request to view personal information
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Lenders will select borrowers from the listing page

Borrowers and lenders can communicate over the chat message option to discuss on the loan arrangement such as fees, rates, and tenure
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Borrowers have the option to select a comfortable lender

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Offer and counter offer for the best possible rates. Then generate and sign on the agreement that best suit your interest
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Agree on the funding arrangement?

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Now it’s your turn to play a role of a responsible borrower, and make your payments on time
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Congratulations! You are finally funded!