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Credit Card

Get a comparison of the most suitable credit card that suits your lifestyle. Manage your debts, save more with the lowest balance transfer rate and calculate the length of your repayment.

Best Credit Card in Malaysia
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Monthly Income :  
BankInterest RateIncomeBalance TransferActions
Affin Bank BHPetrol Touch & Fuel Card
2000
9.99% p.a.
(0.83% per month)
More Info
RM 2,000
per month
(RM 24k p.a.)
As low as
0.00%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-5522 3000

Sign Up Promotion
:
Drive off with the chic and sleek GRAND PRIZE Kia Rio, be in style with 3 other TOP PRIZES of iPhone 5, Samsung Galaxy SIII, HTC Desire X and 6 Apple iPad Mini to be given out monthly. Just Spend, Save and Win with AFFINBANK Credit Card

Benefits Description

  • Eanjoy FREE RM20 Petrol Credit per approved application.
  • Enjoy automatic tracel insurance coverage of RM 500,000
  • Enjoy free RM 30,000 personal accident coverage for the first year upon card approval.
  • Earn Finance Charge Rebate of 5.01% per annum or 0.42% per month when you make minimum payment by or before due date
  • Earn 0.8% uncapped cashback at BHPetrol and all retail purchases.

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 0.00% for 6 months
Plan B : 4.00% for 12 months
Plan C : 7.00% for 18 months
Plan D : 9.00% for 24 months
Valid from 30th April 2015
Alliance Classic Card
2000
18% p.a.
(1.50% per month)
More Info
RM 2,000
per month
(RM 24k p.a.)
As low as
6.00%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 68 p.a. (Principal)
First 3 years waived, subsequent with min spend of RM5k or 12 transactions in 1 year
RM 20 p.a. (Supplementary)
First 3 years waived, subsequent with min spend of RM5k or 12 transactions in 1 year

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
1 300 88 9980

Card Reward Link
:

Benefits Description

  • Enjoy 0% Finance Charge for first 3 months
  • Enjoy up to 1.2% cash back on retail spend:- - 0.5% for RM0 to RM200
    - 0.6% for RM201 to RM350
    - 0.8% for RM351 to RM650
    - 1.2% for RM651 to RM1,000
  • Enjoy Timeless Bonus Points that has no expiry
  • Enjoy cash advance withdrawal up to 100% of credit limit
  • Cash advance withdrawal up to 100% of your credit limit
  • Earn 1 timeless bonus point for every RM1 spend

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 6.99% for 12 months
Plan B : 6.00% for 18 months
Plan C : 7.99% for 24 months
Valid from
Hong Leong Wise Platinum Card
4000
18% p.a.
(1.50% per month)
More Info
RM 4,000
per month
(RM 48k p.a.)
As low as
6.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 300 p.a. (Principal)
RM 350 p.a. (Supplementary)

Goverment Service Tax
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Customer Service
:
03 7626 8899

Card Reward Link
:

Card Priviledge Program
:

Benefits Description

  • Enjoy 10% cash back on your chosen spend categories all year round.
  • Enjoy up to RM100 in cash back every month based on your selected cash back categories ( Mobile, Pharmacies, Groceries, Petrol, Dining, Departmental, Book Stores, Utilities, Entertainment and Travel.

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 6.99% for 6 months
Plan B : 6.99% for 12 months
Valid from
Maybankard Manchester United Visa Infinite
15000
18% p.a.
(1.50% per month)
More Info
RM 15,000
per month
(RM 180k p.a.)
As low as
0.00%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 800 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
1300 88 6688 or 03-7844 3696

Benefits Description

  • Enjoy travel insurance coverage up to RM2 million
  • Get 10,000 Treats Points upon activation of card
  • Earn 2x Treats Points for every RM1 local spend and 5x Treats Points for every RM1 overseas spend. Treats Points can be converted to Enrich Miles, KrisFlyer Miles or Q Miles
  • Get 10% Discount on United Direct Online Megastore & Outlet
  • Enjoy 10% Discount at Red Café, Old Trafford on food and drinks.
  • Enjoy 20% Discount of Manchester United Stadium and Museum Tour
  • Enjoy 10x TreatsPoints from United Direct Online Megastore
  • Earn 5x Treatspoints on Petrol and Groceries
  • Earn 5x Treatspoints when Manchester United wins a Premier League match (applicable to ALL purchases on the match day, however there is no additional bonus Treatspoints for petrol and groceries purchases)
  • Enjoy dining privileges at all Starwood participating hotels

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 6.00% for 6 months
Plan B : 9.00% for 9 months
Plan C : 4.50% for 24 months
Plan D : 4.95% for 36 months
Plan E : 0.00% for 12 months
3% upfront fee is applicable
Valid from
CIMB World Master Card
15000
18% p.a.
(1.50% per month)
More Info
RM 15,000
per month
(RM 180k p.a.)
As low as
5.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-6204 7799

Benefits Description

  • Complimentary Golf around the region.
  • Enjoy 2x Bonus Points for every RM 1.00 overseas retail spend.
  • Earn 1 bonus point for every RM1 spent, except for gambling, petrol, cash advances and bank charge transactions.
  • Fine Dining privileges.

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 5.99% for 6 months
Plan B : 7.99% for 12 months
Valid from 15 January 2015 till 30 June 2016
CIMB Visa Infinite
15000
18% p.a.
(1.50% per month)
More Info
RM 15,000
per month
(RM 180k p.a.)
As low as
5.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-6204 7799

Benefits Description

  • Enjoy 1% Cash Rebate for every RM1 overseas retail spend
  • Earn 0.5% Cash Rebate for every RM1 local retail spend
  • Complimentary Airport Lounge Access 2 times or the first year and automatically renewed annually for spend of RM100,000 or more per year
  • Fine Dining privileges
  • Earn 1 bonus point for every RM1 spend, except for gambling, petrol, cash advances and bank charge transactions

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 5.99% for 6 months
Plan B : 7.99% for 12 months
Valid from 15 January 2015 till 30 June 2016
CIMB Visa Signature
8000
18% p.a.
(1.50% per month)
More Info
RM 8,000
per month
(RM 96k p.a.)
As low as
5.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-6204 7799

Benefits Description

  • Earn 2 Bonus Points for every RM1 overseas retail spend
  • Earn 1 bonus point for every RM1 spend except for gambling, petrol, cash advances and bank charge transactions
  • Complimentary Airport Lounge Access 2 times or the first year and automatically renewed annually for spend of RM100,000 or more per year

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 5.99% for 6 months
Plan B : 7.99% for 12 months
Valid from 15 January 2015 till 30 June 2016
CIMB Enrich World Master Card
8000
18% p.a.
(1.50% per month)
More Info
RM 8,000
per month
(RM 96k p.a.)
As low as
5.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 388 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-6204 7799

Benefits Description

  • Earn 1 Enrich Miles for every RM2 overseas retail spend
  • Earn 0.5 Enrich Miles for every RM2 retail spend
  • Earn 1 Enrich Mile on every RM1 spend on Malaysia Airlines’ Online Booking via www.malaysiaairlines.com

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 5.99% for 6 months
Plan B : 7.99% for 12 months
Valid from 15 January 2015 till 30 June 2016
CIMB Petronas Platinum Master Card
4000
18% p.a.
(1.50% per month)
More Info
RM 4,000
per month
(RM 48k p.a.)
As low as
5.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-6204 7799

Card Reward Link
:

Benefits Description

  • Earn up to 5% cash back at PETRONAS Stations
  • Earn 0.5% unlimited cash back on all other retail transactions
  • Enjoy complimentary ZING card (Touch & Go)

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 5.99% for 6 months
Plan B : 7.99% for 12 months
Valid from 15 January 2015 till 30 June 2016
CIMB Touch & Go Platinum Visa
4000
18% p.a.
(1.50% per month)
More Info
RM 4,000
per month
(RM 48k p.a.)
As low as
5.99%
pa.
Calculator
Compare

Card Details

Annual Fees
:
RM 0 p.a. (Principal)
RM 0 p.a. (Supplementary)

Goverment Service Tax
:
RM 50 p.a. (Principal)
RM 25 p.a. (Supplementary)

Customer Service
:
03-6204 7799

Card Reward Link
:

Benefits Description

  • Enjoy 2-in-1 credit card with built- in Touch ‘n Go features

Balance Transfer Offer

Amount
Transfer from
Minimum Repayment
Package
Plan A : 5.99% for 6 months
Plan B : 7.99% for 12 months
Valid from 15 January 2015 till 30 June 2016